Student-origin student loans can be divided into normal repayment, early repayment, overdue repayment and due repayment, in which the normal repayment time is1from October 0 to February 20/1every year; The prepayment time is 20th of the current month or 20th of the following month; The overdue repayment is from June 1 to June 1 to 1 October 20th, and from June1to February 20th; The repayment due is between last year 1 October 1 1 and February 20th1.

Interest analysis of national student loan

For example, an undergraduate student in a university borrows 6,000 yuan, with a loan term of seven years and a loan interest rate of 4.90%. How much interest should he pay?

Since the interest is free during the school period, the interest payment for the first four years is 0.

Interest paid in the first year: 6000*8 1 day *4.90%/360=66. 15.

Interest paid in the second year: 6000*4.90%=294 yuan.

In the third year, the principal is 6000 yuan+interest is 6000*275*4.90%/360=6224.58 yuan.

Interest analysis: the loan period is 6000 years, the loan period is 7 years, and the interest paid by * * * is 584.73 yuan. It can be said that the interest to be paid is very low.

Repayment methods of student loan for college students

At present, there are two repayment methods for student loans: Alipay repayment and bank repayment. All loans are interest-free while students are at school, and the bank will charge interest according to the bank interest rate after graduation. Therefore, the earlier the loan is repaid, the less interest can be paid.

College students repay student loans with PayPal;

1, the student loan of China Development Bank is repaid in advance

2. Every month before 10.

3. Log on to the student loan information network of China Development Bank.

4. Find the platform for personal account login in the visited page, enter the account number, password and verification code, and then log in.

5. Find the prepayment cancellation.

6. Apply for prepayment as required. [The application date for prepayment is from June 1 day to June1day (except June 1 1 day)]

7. For specific repayment records, please check your loan background repayment records.

University student loan bank repayment:

1. Before you go to the bank, you must bring all the materials for handling student loans, as well as your ID card and bank card. The most important bank card password must be remembered, otherwise it will bring more trouble to your handling process;

2. After entering the bank, queue up to get the number, then get the application form from the staff and fill in all the contents in detail;

3. Go to the counter to handle the loan repayment procedures;

4. Send the repayment voucher to the relevant person in charge.