The per capita annual income of a family should not exceed 4200. If the freshmen have not received any subsidies, then fill them out directly.
Which department should stamp the student loan questionnaire? Urgent (rural)! ! !
1. What is the national student loan? The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation. 2. What are the conditions for applying for a loan? 1. Full-time undergraduates (including vocational college students), postgraduates and students with second bachelor's degree who have studied in our school; 2. Have People's Republic of China (PRC) nationality and hold People's Republic of China (PRC) identity card; 3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); 4. Honest and trustworthy, law-abiding, no illegal behavior, no bad credit behavior; 5. study hard and be able to complete your studies normally; 6. Due to the family's financial difficulties, the income earned during the school period is not enough to cover the basic expenses (including tuition, accommodation and basic living expenses) needed to complete their studies. 3. How many national student loans can students apply for each academic year? The maximum loan amount per student per academic year does not exceed 6000 yuan. The specific loan amount of each student is approved by the secondary college according to the tuition fee, accommodation fee, living standard, the specific difficulty degree of each student and the funded situation. 4. How to apply for a national student loan? Generally speaking, students from poor families need to apply for national student loans from local banks through their schools. In principle, students apply once every academic year, and banks issue national student loans. 5. What materials do students need to provide when applying for a loan? According to the regulations of the handling bank, students applying for loans must provide thirteen loan application materials, and the following five materials must be provided by the students themselves in addition to those provided by the students themselves and their colleges. (1) The borrower of the national student loan explains the family financial difficulties of the loan application; ② A copy of my student ID card; (3) Resident ID card and its photocopy (minors must provide valid identification of legal guardians and written consent to apply for loans); (4) the borrower's parents' opinions on the loan and their opinions on urging their children to repay the loan on time; (5) Proof of the borrower's family financial difficulties issued by the civil affairs department at or above the township level or above the street level where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them. 6. Who will review and approve the student's loan application? The relevant departments of the school are responsible for the preliminary examination of the qualifications of the national student loan applications submitted by students; The bank is responsible for the final examination and approval of student loan applications. 7. How do borrowing students sign the national student loan contract with the handling bank? After the student loan application is audited by the school and approved by the bank, the school organizes students to fill in and sign loan contracts and IOUs according to the notice of the handling bank. After the loan is in place, the school will inform the parents or their legal guardians of the student's application or loan information in time. 8. How to issue national student loans? The handling bank shall, within 20 working days from the date of signing the loan contract, transfer the tuition, accommodation and living expenses loans to the account designated by the school, and the school shall be responsible for issuing living expenses loans to the borrowing students on a monthly basis. 9. Who is responsible for supervising the use of student loans? The school is responsible for supervising the use of student loans, and the handling bank can learn about the issuance and use of loans from the school. 10. What is the repayment period of the national student loan? Generally speaking, borrowing students should pay off the loan principal and interest within six years after graduation. What is the interest rate of the national student loan? The national student loan interest rate is subject to the statutory loan interest rate announced by the People's Bank of China. The current annual interest rate of the loan is: 5.76% for one to three years; 5.85% for three to five years; More than five years is 6. 12%. 12. How does the national finance subsidize the interest of the national student loan? The national student loan interest of the borrower during the school period is fully subsidized by the state finance; The borrower's interest and penalty interest after graduation shall be paid in full by the student himself. 13. What procedures do borrowers need to go to the bank for graduation? 1. Before the borrower leaves school, the school should organize the borrower to go through the repayment confirmation formalities at the handling bank, make the repayment plan and sign the repayment agreement. After the borrower and the handling bank go through the above procedures, the school can go through the graduation procedures for them. 2. For students who continue to study for their degrees after graduation, they should apply to the original school for extension before graduation, and provide relevant certificates for continuing to study for their degrees. After the approval of the original school, the original handling bank will handle the extension formalities for it. 14. When did the borrower start to repay the national student loan? Borrowing students need to pay the loan interest in full after graduation. The handling bank allows the borrowing students to repay the loan principal in any month within 24 months after graduation according to their employment and income level. Specific repayment matters shall be applied to the handling bank by the borrowing students when they go to the bank for repayment confirmation procedures before graduation, and the handling bank shall approve them. 15. How do borrowing students repay the national student loan? In principle, the handling bank stipulates that the borrower shall repay the loan principal and interest on time and quarterly as stipulated in the contract. Banks usually design two repayment methods for borrowing students: equal principal and interest repayment method and
What is the electronic questionnaire for car loan of Agricultural Bank of China?
The electronic questionnaire of agricultural bank of China's auto loan is to investigate the economic situation and loan situation of auto loan applicants. It is mainly about the personal information (such as household registration book, real estate license, work unit, income certificate) and financial situation of the car loan applicant, including loan approval, credit card approval, guarantee qualification inquiry, post-loan management and so on.
Loan investigation report
Needless to say, you must have guaranteed loans to other people in the credit union. Now the borrower has a problem and asks the guarantor to repay the loan on his behalf. As a guarantor, you feel wronged, so you came to tell me, right?
First of all, I sympathize with your experience. Credit society investigates unfavorable conditions, resulting in loan losses. They will hold the parties responsible internally, but as a guarantor, you can't get rid of the responsibility legally. Now that you have signed the contract, it is equivalent to the liability for breach of contract. Although you feel wronged, the law is ruthless after all! If you refuse to bear the responsibility of repayment, it is estimated that you will not win the lawsuit by the credit union, and you will have to pay back the money sooner or later, full of resentment, which is not worth the loss.