The lender and the borrower should clearly stipulate the repayment method and the repayment plan in the loan contract, and authorize the lender to voluntarily deduct the loan principal and interest from the account designated by the borrower on the agreed repayment date. Personal time deposit pledge loan can take one of the following repayment methods: equal principal and interest repayment; Repayment of equal principal; Regular interest repayment, one-time repayment of principal and interest at maturity; One-time repayment of principal and interest at maturity, etc. The repayment method of personal time deposit pledge loan through personal online banking shall be based on the contract contents displayed by the system at the time of loan application and confirmed by the borrower.

The above contents are for your reference. Please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.