Yes, you can pay 0 interest in one lump sum before graduation. Please consult the person in charge of the place where the loan is located (there is usually a telephone number in the contract).

Second, can the student-origin student loan be loaned for one year?

Student-origin student loans were originally applied for year by year, and they can only be loaned for one year. Later, if the family is not in difficulty, the loan may not be renewed. If you are asking whether the loan can be repaid after one year, the loan can be repaid at any time as long as it is indicated in the contract.

Third, can the student-origin student loan be loaned for only one year?

Yes, you can.

Student-origin credit student loans refer to loans issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties.

Students and their parents (or other legal guardians) apply to the county (urban area) student financial aid management center or financial institution where the students attend to help the students with financial difficulties pay the tuition and accommodation fees required during their study at school.

Student-origin credit loan is a credit loan, which does not need guarantee or mortgage. Students and their parents (or other legal guardians) are the same borrower, and both parties are liable for repayment.

Student-origin credit loan is a grace period for students during their school years and two years after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract.

Fourth, can the student-origin student loan only be loaned for one year? If you don't renew the loan, you don't have to fill out those application materials, do you? How did you repay the loan?

Yes, you don't need to fill in the application materials if you don't renew the loan.

Repaying the student loan from the place of origin

Borrowing students are required to repay their student loans after graduation. Student-origin student loans are repaid through Alipay account. The repayment date for regular repayment is before 65438+February 20th, and the repayment date for the last year is September 20th. Alipay can make overdue repayment on the 20th of each month.

Extended data:

The main provisions of student credit loans are as follows:

1, application conditions

(1) with China nationality;

2 sincerity;

(3) Freshmen who are officially admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, and the list of schools is subject to the announcement of the Ministry of Education) or undergraduate and second-degree students studying in colleges and universities according to relevant state regulations;

(4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district);

⑤ The income is not enough to cover the basic expenses needed to finish school during school.

2. Procedures

Students' credit student loans are applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the student financial assistance management center (in some areas, they go directly to the relevant student financial assistance management center to be responsible for the preliminary qualification examination of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.

3. Loan amount

The principle of the amount of loans that borrowers apply for each academic year.