Personal housing provident fund loan processing flow:

1. The applicant and his wife bring information to the management center for consultation, application and filling out the application form;

2. After approval, the Center will issue a power of attorney to the applicant;

3. After receiving the notice, the applicant and his wife bring all the originals to the bank to sign the contract and go through the notarization formalities at the notary office;

4. The applicant's husband and wife hold the signed contract information and wait for the seal of the seller;

5. The applicant's husband and wife hold a guaranteed loan contract (mortgage contract) and wait until Suqian Real Estate Management Office (the real estate transaction hall of the west podium of Jianshe Building) to handle the mortgage registration;

6. The applicant's husband and wife hold the registered loan contract (mortgage contract) and notarial certificate to the housing provident fund service hall to receive the transfer notice, and finally hold the transfer notice to the bank for transfer procedures.

Two, to apply for personal housing provident fund loans to provide information:

1, 4 originals of the house purchase contract;

2. 3 originals and photocopies of the down payment receipt and 2 originals and photocopies of the bank payment voucher;

3. The original and photocopy of the household registration book, ID card and marriage certificate of the borrower and spouse;

4. The savings passbook opened by the applicant in the loan undertaking bank and its copy1;

5. 1 letter of guarantee (provided as required);

6, housing mortgage registration and notarization procedures;

7, housing provident fund management center need other information.

Three, the calculation of provident fund loan amount:

If the husband and wife jointly apply for provident fund loans, their account balances shall be added together, and the loan amount shall not be higher than 10 times the balance of the housing provident fund account when applying for loans. If the total balance is less than 20,000, it shall be calculated as 20,000.

The current loan amount of the housing provident fund is calculated according to four factors: the multiple of the balance of the housing provident fund account, a certain proportion of the purchased housing price, the borrower's repayment ability and the maximum loan limit, with the minimum value as the loan amount. You can log on to the loan amount calculator of Tianjin Housing Provident Fund website, enter relevant information and calculate your loan amount by yourself.