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Bank of Communications Credit: Huimin Loan!

Zhihu user G6tgLQ

From the column Financial Businessman Talks about Cards

Today I will tell you about another bank credit product. This product is from Bank of Communications and is called Huimin Loan. It is similar to the Guangda Lightspeed Loan I told you a few days ago.

"Huimin Loan" is a personal credit consumption loan launched by Bank of Communications. The maximum limit is 500,000. The maximum limit online is 200,000. If it exceeds 200,000, the account manager will contact you for offline verification.

It is also a credit product for wages and salaries. You can apply for it if you have check-in salary statement, social security provident fund, housing loan, etc. Credit products have always been products that intermediaries receive stable orders from. It is mainly targeted at Bank of Communications's salary customers and mortgage customers. Needless to say, credit information is a must. The bank's products will definitely not have low credit information requirements. Those with poor qualifications should not try it because it is a waste of credit information.

Product name: Huimin Loan Product Features: ·Supports early repayment and does not charge handling fees. ·Pure credit, no mortgage or guarantee required.

·The entire process can be processed online for a maximum of 200,000 yuan, and after adding offline review, the maximum is 500,000 yuan.

·The loan period can be up to 36 months, and you can choose it when withdrawing money.

·There are no fees for applying for a limit, and no interest will accrue if you do not withdraw money.

·Return it if you want and handle it yourself.

·Flexible use, supports POS card swiping, cash withdrawal, and transfer.

The annual interest rate is at least about 4%. The specific rate is subject to the display, some are higher and some are lower. It will be lower when there is activity at the outlet.

Loan application conditions: 1. Have a Bank of Communications savings card.

2. The credit report has no overdue or other bad records.

3. Have any 6-month salary payment record, social security provident fund, or housing loan.

Note: It is better to get the mortgage loan from Bank of Communications. If it is from another bank, you can choose the relevant credit of the corresponding bank for better results. 4. The applicant’s age is 18-60 years old.

Required information: Bank of Communications debit card, face recognition, personal identity authentication, contacts, work information, etc.

Application channel: Official account "Ren Ren Card" and reply "Hui" Channels for receiving water from “ministerial loans”!

If you need one-on-one guidance from technical instructors to provide internal water channels and plan financing plans, you can send a private message to the editor to inquire about personal financing classes!

If you have received a text message from the Bank of Communications inviting you to apply for this loan before applying, it will basically be approved. However, if there are problems with your credit report, it may also affect the approval results.

Okay, today’s sharing ends here. Learn more about credit cards and loans. Public account: Everyone uses cards

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