Generally, provident fund loans cannot be made if you are on the credit blacklist.

1. When ordinary workers apply for credit loans, the bank will check the individual's credit report through the system of the People's Bank of China. If the People's Bank of China shows that the lender's credit report is on the blacklist, generally Banks will refuse to lend to lenders, and the risk is very high.

2. According to the legal basis of the "Credit Industry Management Regulations", the retention period of personal adverse information is limited to 5 years. If it exceeds 5 years, it will be deleted.