Recently, someone proposed to relax the use function of provident fund, which is a very good suggestion, and can guide people to use provident fund in other places and avoid concentrating on the real estate market. This can ease the pressure on the real estate market and indirectly benefit the control of housing prices. Therefore, I think it is a good way to solve the provident fund by relaxing the conditions for the use of the provident fund and increasing some social security functions of the provident fund.
At present, the problem of provident fund in China is very serious, mainly because there are too many restrictions on the use of provident fund, especially for cross-regional use, which can be said to be very difficult, bringing many problems to the use of provident fund and a lot of trouble to many people who need to use it in different places. It is a good way to relax the conditions for the use of provident fund and increase the channels for the use of provident fund.
There is still a problem with the provident fund at present, that is, if a person has a company trademark, there is no problem with the provident fund, but if you change jobs, the provident fund will be lifted. What this brings is that the original quantity has disappeared and needs to be accumulated again. The function of provident fund is so limited that it is really not very convenient to use it. In particular, it is absolutely unfair for me to start calculating the provident fund again.
The current provident fund can only be used within the scope around the house, and there is no use function outside the house. The use of provident fund limits the scope of everyone's use, which is a single restriction for the provident fund itself. Therefore, I think it is urgent and necessary to relax the conditions for the use of the provident fund and give it the function of social security.