Beijing's second-home loan housing, taking the family as the unit, has increased the second-home loan to 60%. If you own a second suite, the down payment ratio of commercial loans is 60%, and for families with per capita area not exceeding 28.8 1 m2, the provident fund is 60%. I don't know the details. I suggest you go to the local real estate agent to find out. However, the common second-home loan policy is to recognize the house and the loan. In most places, the down payment for the second home is 60%.