Any bank can apply. When a borrower applies for a civil servant credit loan, he/she needs to provide: his/her household registration book, ID card, marriage certificate, and legal and valid proof materials of net assets (house, car, etc.). (original and photocopy) and other materials required by the lending bank.

Those who meet the loan conditions and complete the procedures can apply for civil servant credit loans according to the following steps:

First, the bank grants the borrower a loan amount;

Secondly, the bank issues a letter of credit;

Then, the borrower becomes a bank credit customer;

Finally, the credit customer took the letter of credit to the bank to apply for a loan?