1. After the tenant signs the house purchase contract, the developer will collect all the house purchase contracts and submit them to the real estate management bureau for filing. If the contract is signed online, it will take about 3-5 days to submit it for the record from the moment the contract is signed. If it is a paper contract, it depends on the time when the developer submits it for the record, and it will be completed in about seven days after the developer submits it.
2. If the house purchase method of the household is mortgage, after the house purchase contract is submitted to the Real Estate Administration for the record, all the loan information of the household must be submitted to the mortgage bank, and the loan formalities shall be handled after the examination is correct. This process takes about 30 days. After completing the above situation, the signing center will inform the residents to receive the purchase contract;
3. In another case, your loan information is still under review. If there is no problem in the audit, the bank will notify the developer for the record. After filing, residents can find out and lend money within 30 days. If you don't lend money after 30 days, don't worry too much if you have a down payment receipt, wait for a while;
The first depends on the situation, that is, if the buyer can be sure that there is no problem with his credit information, he can pay the down payment and file it directly, but it is uncertain whether the bank is consistent with the buyer when checking the credit information. If it's wrong, it's troublesome to change the record. Second, after paying the down payment and taking the contract, the bank must go through the mortgage formalities first, and at the same time, the bank can determine whether there is any problem with the buyer's credit information. If there is no problem, you can file a case directly. If there is a problem, it needs to change something. Handle the above two kinds of commercial loans. After you get the filing form, you can withdraw the provident fund from the provident fund center, up to the down payment. It usually takes no more than a week. Third, to apply for provident fund loans, you must pay the down payment first, then check the credit information, then put it on record, and finally go through the mortgage formalities of provident fund loans. The provident fund paid before cannot be withdrawn. It will take half a day to complete. The specific situation can also consult the staff when buying a house.
Legal basis:
Article 8 of the Measures for the Administration of Commercial Housing Sales
Real estate development enterprises shall, before the sale of commercial housing, submit the manual of real estate development projects and relevant supporting documents that meet the conditions for the sale of commercial housing to the competent department of real estate development for the record.
"People's Republic of China (PRC) City Real Estate Management Law"
Article 1 This Law is formulated with a view to strengthening the management of urban real estate, maintaining the order of the real estate market, safeguarding the legitimate rights and interests of real estate owners and promoting the healthy development of the real estate industry.
Article 2 This Law shall be observed in obtaining the land use right of real estate development land, engaging in real estate development, real estate transaction and real estate management within the state-owned land (hereinafter referred to as state-owned land) in People's Republic of China (PRC) urban planning area.
The term "houses" as mentioned in this Law refers to buildings and structures such as houses on land.
The term "real estate development" as mentioned in this Law refers to the construction of infrastructure and houses on the land that has obtained the right to use state-owned land in accordance with this Law.
Real estate transactions mentioned in this Law include real estate transfer, real estate mortgage and house lease.
Article 3 The state practices a system of paid and restricted use of state-owned land according to law. However, unless the state allocates the right to use state-owned land within the scope prescribed by this law.
Article 4 The State shall, according to the level of social and economic development, support housing construction and gradually improve the living conditions of residents.
Fifth real estate owners should abide by laws and administrative regulations and pay taxes according to law. The legitimate rights and interests of real estate owners are protected by law, and no unit or individual may infringe upon them.
Article 6 In order to meet the needs of public interests, the state may expropriate the houses of units and individuals on state-owned land, and give compensation for demolition according to law, so as to safeguard the legitimate rights and interests of the expropriated person; Expropriation of individual houses should also guarantee the living conditions of the expropriated person. Specific measures shall be formulated by the State Council.
Seventh the State Council construction administrative departments and land management departments shall, in accordance with the division of functions and powers stipulated by the State Council, carry out their duties and cooperate closely to manage the national real estate work.
The establishment of real estate management and land management departments of local people's governments at or above the county level and their functions and powers shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.