1. Meituan Borrowing: The credit loan provided by Meituan Platform has a credit line of 500,000-200,000. Users aged 20-50 can apply on Meituan APP and get the credit line after passing the evaluation.
2.JD.COM Gold Bar: The products of JD Finance require users to be 20-55 years old and have a credit line of 500,000-200,000 yuan. Just log in to the application and click Apply.
3. Maturity: The loan approval amount is between 5 million and 200,000, the term is 1-24 months, and the applicant needs to be 18-45 years old, and needs information such as ID card, bank card and mobile phone number.
4.e-point loan: Yin Bei consumer finance products have the characteristics of pure online application, low threshold and high pass rate. Credit line 1 0,000 ~ 50,000, and the longest loan term 12. Users aged 20-50 can download the APP directly.
5. Lend it to you: the age is 20-55 years old, the maximum credit line is 200,000, the user needs good credit information, and the real-name registration mobile phone number has been used for 6 months.
Extended data:
Online loan application conditions:
1. The online loan association requires applicants to be at least 18 years old and have full capacity for civil conduct, and many online loans are not allowed for students to apply.
2. Sesame credit: Many online loans require authorization of sesame credit, so online loans require applicants to have good sesame credit, but different loan products have different standard requirements for sesame credit scores. General applicants need to reach about 500% or 600%.
3. Personal credit: Some online loans need to be checked, and some don't, but overall, the applicant's personal credit is good.
4. Other conditions: online loans basically require mobile phone numbers and bank cards. Especially the mobile phone number, the online loan will require the applicant to have a mobile phone number with real-name authentication for 3 months or more.
Of course, different online loan products may have different situations, and the actual situation is subject to the product page display.
If the online loan is overdue, it will have the following adverse consequences:
1. The penalty interest will be charged from the overdue date until the customer pays it off in full. However, the penalty interest rate of many lending platforms will rise above the borrowing rate. If the customer has been in arrears, I am afraid there will be a lot of penalty interest. By then, more and more customers will have to pay back, and the repayment pressure will increase.
2. The loan platform will submit the overdue situation to big data, leaving a bad record in it. However, some platforms or their cooperative lending institutions have the central bank's credit reporting authority, and may also report the overdue situation to the central bank for credit reporting, leaving bad information in the customer's personal credit reporting, thus causing the customer's personal credit to be damaged.
3. I am afraid that the platform system will start risk control on the customer's loan account and freeze the quota, so that the customer can no longer borrow. At the same time, due to credit damage, customers will probably not be able to borrow from other lending institutions, platforms or banks. After all, the other party will also check the customer's credit status when approving. Once problems are found, they will naturally refuse to approve the loan.