Method 1: mortgage loan, you need a house worth more than 700 thousand to apply for a bank loan, which can reach 500 thousand. Information you need: ID card, household registration book, marriage certificate, income certificate (nutrition certificate provided by legal person), bank account, property right certificate and land certificate.

Method 2: enterprise credit loans needs to be a legal person with a business license and a business entity with a business license of more than one year. It needs a relatively high demand for credit loans of 500,000 yuan, a business entity with a monthly net income of more than 80,000 yuan, and an annual running water to cover the loan amount. If it is assisted by assets such as houses and cars, it may be reached. Required information: ID card, household registration book, marriage certificate, nutrition certificate and bank account number. Real estate license and driving license as proof of assets.

Method 3: Personal credit loans, which are difficult to handle, require individuals to pay more than 8,000 yuan for punching cards, senior civil servants, managers of state-owned enterprises, and provide auxiliary assets such as houses and automobiles. Required information: ID card, household registration book, marriage certificate, income certificate, bank account, property certificate and driving license.