You can apply for micro-credit loans for local rural youth entrepreneurship. According to the relevant documents, the amount of micro-credit loans for rural youth entrepreneurship is controlled within 30,000 yuan in principle, generally not exceeding 50,000 yuan; Depending on the actual risk of the borrower, mortgage, pledge and guarantee loans can be appropriately increased on the basis of the credit loan amount. The loan term is generally set within 3 years, and the longest is no more than 5 years. The loan interest rate can be given appropriate preferential treatment on the basis of the loan interest rate announced by the People's Bank of China for the same period. To apply for small loans for rural youth entrepreneurship, it is necessary to provide relevant materials according to the specific requirements of the youth league organizations and rural credit cooperatives, generally including the basic information of the loan applicant and his main family members, including valid identity certificates such as resident ID cards and household registration books; Self-employed individuals also need business license, tax registration certificate, organization code certificate, special industry business license, account opening certificate, income certificate, contract or cooperation agreement and other supporting materials; If it is necessary to provide guarantee, it should also provide guarantee information and other information that rural credit cooperatives think needs to be provided.

Apply for rural youth entrepreneurship loans must meet the following conditions:

(a) under the age of forty, with full capacity for civil conduct;

(two) law-abiding, honest and trustworthy, no bad credit record;

(3) Have entrepreneurial desire and a certain foundation; Having a fixed residence or business place within the jurisdiction of the rural credit cooperative; Having the ability to repay the loan principal and interest;

(four) venture capital projects in line with the national industrial policy;

(5) Opening a personal settlement account with a loan issuing institution;

(six) voluntarily accept the supervision of the loan issuing institution on the funds in its account;

(seven) other conditions stipulated by the rural credit cooperatives.

The application process is roughly the application period, review period, investigation period, rating period, credit period, loan issuance period and related procedures in the later period. You can go to the local credit union to see what information you need. Ask if you don't understand.