Occasionally, it won't, but if it has been the lowest in the near future, it will affect your loan and quota, because the bank thinks that your current economy has problems and it is not suitable for loans, or it is not suitable for more loans. I am in this industry.

Second, will the minimum repayment behavior of credit card affect the mortgage?

It won't, and the minimum repayment amount won't affect your personal credit. However, since you have not repaid in full, consumers do not enjoy the interest-free repayment period. Interest will be charged on all trading funds from the date when consumption is recorded to the date of settlement, and compound interest will be calculated on a monthly basis. The interest rate on the benchmark date is five ten thousandths.

3. Does the long-term minimum repayment amount of credit card affect the loan?

The minimum repayment of credit card will not affect the loan.

The charging standard for the minimum repayment interest of credit cards is:

1. Calculate the interest at the daily rate of 0.5 ‰ from the bookkeeping date of each transaction until each debt is paid off.

2. If the cardholder applies for repayment according to the minimum repayment amount, the interest will not be repaid until the second installment, and only 65,438+00% of the total bill will be repaid in the first installment.

3. The amount that the cardholder needs to pay when applying for the minimum repayment amount is: (interest and expenses of the outstanding amount of consumption in the current month) 65438+ 00% of the current overdraft withdrawal amount.

The minimum repayment amount means that if the cardholder has difficulty in repaying all payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.