It is not entirely impossible to encounter such a sad reminder. At present, many banks or financial institutions can accept the borrower's employment certificate, work permit or labor contract with official seal and other relevant certification materials instead of the work certificate issued by the unit. You will also find the name of your unit through the provident fund information in the personal credit information system, provided that your unit pays you social security and provident fund normally. Therefore, if the borrower has any of the above materials, he can communicate with the account manager of the bank.
In addition, in addition to the work certificate, financial institutions may also require you to provide other proof materials, such as water, electricity, gas bills and other proof of residence. If you can't provide these, you can provide the real estate license, which is also recognized by most institutions. For another example, if the borrower receives his salary in cash every month and cannot provide bank running water as proof of income, he can also deposit his salary in the same bank at a relatively fixed time every month for six consecutive months to obtain self-storage running water. Generally speaking, the information provided during the loan is flexible. As a borrower, it is necessary to communicate with financial institutions.