Alipay's face-to-face loan process is quite simple and not complicated. If you don't know how to ask the staff, he will tell you. Generally, it only takes about fifteen days if the process is fast. As long as the information submitted by the customer meets the requirements of Alipay housing loan, the review is still very fast. Houses mortgaged by mortgage loans cannot be mortgaged, sealed up or frozen, which is not applicable. If the house is still in mortgage repayment, then the probability of success is also very small. Customers can pay off their mortgage before applying for a house loan. Housing mortgage loan is a product of online business loan, and the lender can only use the proceeds for business or production, but not for house purchase and investment. The application process of Alipay house mortgage face-to-face sign 1 First, I applied for an online bank house mortgage on Alipay mobile app. Just wait for the notice of the telephone interview of the staff. If you have any questions you don't understand, you can call customer service to ask. He will also call you, tell you the interview materials, ask you some questions and verify your qualifications. For example, is there a mortgage on the house? If you have a mortgage, you can't do it, what industry you are doing, and so on. Customer service attitude is generally good, and then he will send you a list of materials according to the materials he needs for you to prepare. 3. About two or three days later. The account manager will ask you to submit information. I have submitted the information and must come back for approval. I advise you here that your credit information must be protected and protected. Don't get a credit card if you have nothing to do. Pay attention to protecting your credit information. Then you can be proud of your credit information, not ashamed. You can also ask the manager questions while waiting for approval. Wait until he informs you of the approval. You can sign it yourself later. After that, he will inform you to take photos with the company and the mortgaged house. The bank loan officer will take photos of the mortgaged property. Then I'll inform you to go for an interview this afternoon. There are many contracts to sign. Then go to the Housing Authority for mortgage. It will be a few days before you can pay. 6, just wait for the next paragraph, I don't know how to ask the customer service staff. To sum up, it usually takes only ten or twenty days from the day of application to the next day.

Second, the whole process of Alipay mortgage application

Use iPhone 13 (system version: i0S 15.0) to open the installed Alipay program in Alipay App (version APP( 10.2.53).

Enter the Alipay homepage, and we click the "My" option in the lower right corner of the homepage.

Click the "Bao Yue" option in the figure below.

Butler. "

Then click "repay the mortgage" in the figure below.

In the figure below, we need to fill in the time of automatic transfer to the bank card, and then

There are many small loan programs in Alipay, such as online business loans and Zhongyuan Finance. All of them can be mortgaged with real estate, but they all have to charge a certain platform fee. The longest loan period is only three years.

If you have a real estate, it is also very fast to negotiate a loan directly from the bank, mainly because the interest is much lower and the loan period can be very long, ranging from 5 years to 10 years. The longest loan period for first-hand houses can be 30 years for second-hand houses.

Is it okay for Alipay online merchants to borrow money and then go to the bank to mortgage the house?

Alipay online loan. Well, the mortgage loan must be mortgaged with the house after the bank has gone through all the loan procedures. .

What is the interest rate of Alipay real estate mortgage loan?

Alipay, what is the interest rate, so. Don't talk, it may be 6 o'clock.

Can the mortgage on Alipay be directly transferred to your bank card?

Just bind your page correctly.

Alipay housing loans are limited.

The formal mortgage of Alipay house is considered as a successful mortgage, and mortgage is not allowed. The specific process is as follows: Open the mobile phone Alipay-click "My" on the Alipay homepage-find "Yu 'ebao"-select "Mortgage Repayment"-enter the repayment time and related options to submit the content. (Apple 12, ios 14, Alipay version.

Ant loan is a loan service for personal consumption. The loan applied by Ant Loan will not produce bad credit lending institutions, and the borrower shall bear the corresponding responsibilities. Many loan platforms began to cooperate with the credit information system and entered China. In the future, if the network will be recorded in the credit information system of the People's Bank of China like bank loans and credit cards, it will cause credit stains. If the borrower, after more than 2000 yuan, constitutes a crime, there is a danger of being loaned by the online lending platform. Once the online lending platform wins the case, the borrower not only has to pay the due amount, but also pays the litigation costs and huge fines of both parties, and even faces jail time.

3. Has anyone successfully applied for online bank mortgage treasure?

Some applications were successful.

Not everyone has a house loan from an online merchant bank, because the house loan is not a product of the online merchant bank. Only when the online merchant loan application does not meet the requirements, the platform recommends users to apply for a house loan. If it meets the requirements, it is not necessary.

In addition, even if it is recommended by the online business platform, it does not necessarily mean that users can successfully apply for housing loans. Applicants are required to have clear property rights, good personal credit information, stable economic sources and sufficient repayment ability.

4. Is there a good chance for me to apply for a mortgage loan successfully?

Housing mortgage loan shall meet the following conditions: 1. A natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (exclusive); Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation. If the loan is used to buy a house, they must also comply with the relevant policies for foreigners to buy a house in China; 2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate (or unmarried statement); 3. Have a good credit record and willingness to repay; 4. Have a stable source of income and the ability to repay the loan principal and interest in full and on time; 5. There is a clear loan purpose; The purpose of the loan conforms to the national laws, regulations and relevant provisions, and promises that the loan will not flow into the securities market, futures market or be used for equity investment and real estate project development in any form, and will not be used for borrowing to seek illegal income, and other projects explicitly prohibited by national laws and regulations; 6. Can provide legal, effective and reliable house mortgage recognized by the bank; 7. Open a personal settlement account in China Industrial and Commercial Bank; 8. Other conditions stipulated by the bank.