If you want to apply for a loan, you must prepare the following materials:

1. Proof of identity of the lender. Specifically, you need to prepare copies of the lender's ID card and household registration book.

2. Investigation materials on the borrower’s family background. Specifically, it depends on whether the lender is married. If already married, copies and originals of marriage certificates are required.

3. The bank’s reference materials for the borrower’s repayment ability. Including the lender's income certificate, education background, as well as work certification materials, professional title certification materials and a series of materials that can prove the lender's repayment ability.

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