4.35%、4.90%。 According to the announcement of the People's Bank of China, since 2065438+August 20th, 2009, the best interest rate (one year) quoted by China Construction Bank for RMB loans is lower than the loan market interest rate published by the authorized issuer of the People's Bank of China. The benchmark interest rate for one-year loans is 4.35%3. The benchmark interest rate for loans of five years and above is 4.90%.