What is the CCB mortgage benchmark interest rate in 2015

Before March 1, 2015, the benchmark mortgage interest rate was 6.15%. After March 1, the benchmark interest rate was lowered to 5.90%.

Bank loan benchmark interest rate in 2015

1. Short-term loans for six months (inclusive) 5.6%

Six months to one year (inclusive) 5.6%

2. Medium and long-term loans for one to three years (inclusive) 6%

Three to five years (inclusive) 6%

For more than five years 6.15%

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Provide fund loan interest rate:

For less than 5 years (including 5 years), the annual interest rate is: 3.75%

For more than 5 years, the annual interest rate is: 4.25%

Extended information:

The benchmark interest rates for RMB loans and deposits of financial institutions will be lowered starting from March 1, 2015. The central bank decided to lower the one-year benchmark loan interest rate of financial institutions by 0.25 percentage points to 5.35%;

The one-year deposit benchmark interest rate was lowered by 0.25 percentage points to 2.5%. At the same time, in conjunction with promoting the market-oriented reform of interest rates, the upper limit of the floating range of deposit interest rates of financial institutions will be adjusted from 1.2 times to 1.3 times the benchmark deposit interest rate; the benchmark interest rates for other grades of deposits and loans and the interest rates for personal housing provident fund deposits and loans will be adjusted accordingly.