Recently, a friend said that when he applied for a CCB quick loan, it showed that his age did not meet the requirements. So the question is, is there an age limit for a CCB quick loan, and what are the specific regulations?
The conditions required for applying for quick loans from China Construction Bank are:
1. The borrower has a valid ID card, household register and other documents.
2. The age requirement of the borrower is no more than 65 years old for men and no more than 60 years old for women.
3. Have permanent residence or valid residence status in the loan area.
4. Loans cannot be used for gambling and other activities.
5. Have stable career and economic income, good credit, and the ability to repay the principal and interest of the loan.
6. Other requirements of lending institutions.
The age requirement for borrowers to apply for CCB Quick Loans is that they must be between 25 years old (inclusive) and 60 years old (inclusive) to apply for CCB Quick Loans.
CCB Quick Loan mainly consists of Quick e-Loan, Rong e-Loan and Pledge Loan.
(1) Kuai e-loan
A small credit loan with full online self-service operation. The minimum loan limit is 1,000 yuan, and the maximum is 50,000 yuan for ordinary customers; the maximum is 500,000 yuan for financial and private customers; the loan period is up to 1 year and can be used repeatedly; borrowers can apply directly on online banking and mobile banking clients.
(2) Rong e-Loan
Large consumer loans can be approved online and signed offline. The minimum loan amount is 50,000 yuan, the maximum is 3 million yuan for ordinary customers, and the maximum is 5 million yuan for financial and private customers; the loan period is up to 5 years and can be recycled; borrowers can apply directly through online banking.
(3) Pledge loan
Full-process online self-service pledge loan. Borrowers can apply for a minimum loan amount of 5,000 yuan and a maximum of 1 million yuan; the maximum loan term is 1 year and can be used repeatedly. Borrowers can apply directly online.
The editor reminds that when applying for a CCB quick loan, there will be many small details that will affect the successful application of the loan. If the borrower wants to apply for a CCB quick loan, he needs to understand the relevant knowledge in advance and do the relevant work. strategy.