As long as the affordable housing can be listed and traded, you can apply for a mortgage loan. The loan ratio is generally 50-70% of the appraised price, the loan term is 1-20 years, and the interest rises by about 15%-30%.

Affordable housing, a technical term, as a noun, refers to the housing built according to the arrangement of national indemnificatory housing construction plan. The plan is uniformly issued by the state, and land is generally allocated by administrative means, and land transfer fees are exempted. The approved fees are levied by half, and the sales price is guided by the government, which is determined according to the principle of guaranteed profit.