You can get a loan to study in China Bank, and 300,000 yuan is no problem; But the loan period should be the same as your academic system; In other words, if you study abroad for three years, your loan must be paid off within three years. This kind of loan is very demanding, requiring asset mortgage and bank deposit mortgage (which can be in someone else's name). My daughter, 20 12, also wanted a loan when she was studying in the United States. Seeing these harsh loan conditions, she finally gave up.