Wechat Turnover is a credit loan product launched by Wechat, and now it can only be opened through Wechat. The following are the opening steps of WeChat volume:
1. Log in to WeChat APP, click on me, click on wallet, and find Licaitong.
2. On the homepage of Licaitong, click "My" at the bottom right to find the turnover in the column of "My Assets".
3. Enter the turnover area to check the current loanable amount. Users with quotas can successfully borrow money by clicking I want to turn around.
4. Users who have no quota for the time being can only obtain wealth management value by purchasing more wealth management products in Licaitong, and obtain credit scores by using WeChat to pay for living expenses, thus obtaining the WeChat revolving loan quota.
At present, the transaction volume of WeChat is based on the wealth management value and credit level of Licaitong, which is obtained by comprehensive evaluation of banks. Manually increasing the amount is temporarily not supported.
How to open WeChat "Turnover"? You can raise 65.438 billion pounds in one education.
When it comes to WeChat loan products, the first thing that everyone thinks of is definitely micro-loan. As a credit product of Tencent, micro-loan has been loved by users once it was launched. However, microfinance is not open to the public, but through the official invitation system, so that some people are rejected by microfinance. In fact, in addition to micro-loans on WeChat, there are other loan products, such as "cycle". So how can WeChat "rotate" be opened?
It is understood that WeChat "Turnover" is a personal credit loan product launched by WeChat financial platform and banking financial institutions. The user group of this product is qualified wealth management users. The opening method of WeChat "turnover" is relatively simple. Open the mobile phone WeChat, find "Licaitong" on the payment page and click to enter. After entering the wealth management page, everyone can find "turnover".
The loan amount provided by working capital is the lowest in 500 yuan and the highest in 200,000. The specific amount is determined through system evaluation according to the comprehensive situation of wealth management value and credit level of wealth management users. The credit limit of each user is different. Click "Turnover" to enter, and you can check whether you have a credit line.
At present, the WeChat revolving loan business is only promoted in a small scope, so many users will not be able to get the quota after clicking on the revolving loan. Generally speaking, there are two reasons why there is no quota:
1, the financial value in WeChat is too small. Turnover is a loan product launched by Licaitong joint financial institutions, so there are certain requirements for the financial value of users. Under normal circumstances, only users who use Licaitong frequently have the opportunity to open the turnover and get a quota.
2. Personal credit is poor. Credit loan products have certain requirements for the borrower's personal credit, and only users with good personal credit status can obtain the turnover quota.
Here are some tips to increase the turnover of WeChat:
1. Buy WeChat wealth management products. If the current financial value of users on WeChat is relatively low, then the financial value can be improved by purchasing financial products in financial management. The calculation formula of financial value is: (accumulated daily value of assets in the last 30 days) /30 days, plus the financial value obtained by completing the task. The higher the financial value, the higher the amount obtained.
2. Maintain good personal credit. Pay attention to maintaining a good repayment record when using other credit products. It is recommended to bind WeChat to a credit card account, and then use WeChat to repay the credit card on time. This will accumulate personal credit for a period of time and help to obtain a "turnover" line.
What is WeChat "turnover"? How to open it?
Speaking of WeChat loans, I believe everyone will think of micro-loans. Once launched, micro-loan attracted a large number of WeChat users. However, because micro-loans are currently opened by the official invitation system, some friends are not qualified to open micro-loans. In fact, in addition to micro-loans, WeChat also has WeChat "turnover". Many people still don't know what the "turnover" of WeChat is. Let's take a closer look.
Wechat Turnover is a value-added service provided by wealth management. This product is a consumer loan product jointly launched by WeChat financial platform and bank financial institutions. The minimum loan amount provided by WeChat Turnaround is 1 1,000 yuan, and the maximum loan amount is 300,000 yuan. The specific loan amount is determined by the system according to the comprehensive situation of users. The evaluation basis of the system is mainly the financial value and credit score of users on the wealth management platform. The higher the comprehensive score, the higher the loan amount.
Wechat revolving loan can be handled directly through mobile phone WeChat, without going to the business outlets for face-to-face signing. The application method of WeChat rotation is as follows:
1. Open the mobile phone WeChat and click the "I" option at the bottom right;
2. After entering the "I" page of WeChat, click "Pay", then select "Licaitong" and click to enter;
3. After entering the wealth management page, you can find the entrance of "turnover".
4. After clicking on WeChat Turnover, you can check whether you have a credit line;
5. If the turnover limit is limited, the user can select the withdrawal limit according to the credit line and fill in the withdrawal application according to the page prompts;
6. After submitting the loan application, the user needs to wait for the system approval;
7. After approval, the loan funds will be obtained, and users can remember to repay the loan on time.
At present, WeChat revolving loan business has not been popularized, so only a small number of WeChat users are eligible to apply for WeChat revolving loan. If you want to qualify for a loan, I suggest you use WeChat more often, and you can deposit some money in Licaitong at ordinary times, which can improve your financial value in Licaitong and help to open the WeChat cycle.
How to open WeChat financial turnover? Have you tried these application skills?
Financial turnover is a pure online personal credit loan product. Users can apply for loans directly through the financial link in WeChat.
Although WeChat financial turnover has been launched for some time, but because WeChat financial turnover is currently only open to some people, there are still many people who do not have WeChat financial turnover, so how to open WeChat financial turnover?
WeChat financial turnover opening process:
1. Log in to WeChat first, and click the "I"-"Payment" option in the lower right corner of the WeChat page;
2. Find "Licaitong" on the payment page, click "My" in the lower left corner, then find the "transaction amount" entrance and click Enter.
3. Check "Agree with Weizhong Bank to inquire about China People's Bank's credit record authorization agreement and loan-related agreement" on the WeChat wealth management turnover page to open WeChat wealth management turnover.
After the opening of WeChat financial turnover, the system will give users a credit line within a certain range according to their personal qualifications.
When the user needs funds, click the "borrow money" option on the WeChat wealth management turnover page, enter the loan amount within the credit line, select the number of installments, and follow the prompts on the page in turn. After the loan is successful, the loan amount will be directly transferred to the bound bank card account.
Some WeChat users can't get the quota on the financial turnover page, which means that users don't meet the conditions for opening WeChat financial turnover at present, so they can't open WeChat financial turnover for the time being.
However, the WeChat financial turnover system will make a comprehensive evaluation of users' personal situation from time to time. When the user's personal evaluation results reach the internal standard of WeChat wealth management transaction amount, the user can obtain the loan qualification of WeChat wealth management transaction amount.
Tip: Now it is fraud for any individual or organization to publicize and pay to help open WeChat financial management in the name of the market.
What are the skills for opening WeChat financial turnover?
Although there is no other way for users to actively apply for opening WeChat financial management, there are some ways to improve the opening probability:
Relatively speaking, WeChat financial turnover is still a reliable loan platform, and users can apply according to their own needs.
What other reliable platforms can provide loans?
There are many loan softwares on the market that can provide users with reliable loan services? Generally speaking, big brands are more reliable and the loan interest is relatively low. For example, Alipay's loan, Tencent's micro-loan and Xiaoman Finance (formerly Baidu Finance) spent money. Borrowing and microfinance are familiar to everyone. It is an official platform for inviting loans. Youhuahua is a credit product of Baidu Finance, which originally belonged to Xiaoman Finance. You can take the initiative to apply. You can apply for a loan online by downloading Youhuahua APP. Non-college students above 18-55 can apply for Youhuahua. (Click here to test the amount spent for free)
Finally, I want to remind you that it is very important to maintain good personal credit at all times. If you have overdue or unpaid debts, it will affect the opening of your WeChat wealth management service.