Bank of China personal consumption loans are loan products provided for consumption purposes based on the credit status of individual customers and the collateral approved by Bank of China provided by the customers. According to whether there is a mortgage, personal consumption loans are divided into personal mortgage consumer loans and personal unsecured consumer loans; according to whether the loan amount can be recycled, personal consumption loans are further subdivided into personal mortgage revolving consumer loans and personal mortgage non-revolving consumer loans. , personal unsecured and pledged revolving consumer loans and personal unsecured and pledged non-revolving consumer loans.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

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