This measure is actually no different from lowering housing prices, it is just a different form.

To some extent, because the housing prices in Hangzhou are already very expensive, many ordinary people cannot afford houses in Hangzhou. This is the main reason why the real estate market in Hangzhou is so bad. For ordinary home buyers, if they can obtain corresponding home purchase subsidies, they will indeed be more motivated to buy a home. Therefore, many places, including Lin'an District, Hangzhou, are also launching various measures to encourage home buying.

What is this measure about?

This is about the house purchase measures introduced by Lin'an District, Hangzhou City. If a person's house purchase amount reaches 3 million yuan, this person can receive a 1.5% house purchase subsidy. At the same time, he can also use this The house purchase subsidy is directly deducted from the purchase price. For home buyers, the difficulty of applying for a personal housing loan will also be reduced, and the down payment ratio for applying for a personal housing loan will also be reduced to about 30%.

This measure is basically to lower housing prices.

You can try to understand it this way. Although this measure is implemented in the form of subsidies, this measure basically means that housing prices in Lin'an District, Hangzhou have previously been reduced by 1.5%. For this area, the average price of real estate in many places has reached more than 40,000 yuan, but the income of many working-class people is only a few thousand yuan. If you want to further sell real estate, the local area really needs to reduce housing prices in this way, because this method can directly reduce everyone's home purchase costs, and at the same time, it can also allow more ordinary families to buy their own houses.

Finally, I personally think that many places, including Lin'an District, Hangzhou, need to directly lower housing prices, especially when the housing prices in a place have seriously affected the happy lives of different young people, lowering housing prices may be The only way to solve local real estate problems is that house prices in many places need to fall by at least 50%.