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Conditions for establishing a small loan company
1. Can an individual start a small loan company?

First of all, the district (county) government with pilot intention submits a pilot application to the Municipal Finance Office, clarifies the pilot work plan and promises to take responsibility for risk prevention and disposal.

Secondly, the district (county) government screens the main sponsors of the district (county) companies that meet the relevant conditions and have the intention to declare.

Finally, the main sponsors of the company after screening submit the application materials for the establishment of the company to the district (county) government where they are located, and the district (county) government reports to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the company applicant shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant materials to the local public security organ, the banking regulatory bureau and the branches of the People's Bank of China within 5 working days.

Conditions for applying for establishment

1. There are articles of association that meet the requirements.

2. The promoters or investors shall meet the prescribed conditions.

3. The company is organized as a limited liability company or a joint stock limited company. A limited liability company is established by capital contribution of less than 50 shareholders; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have their domicile in China.

4. The registered capital of the company comes from real and legal sources, all of which are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6,543,800 yuan. The shares held by a single natural person, enterprise legal person, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the company.

5. Having qualified directors and senior managers.

6. Have staff with corresponding professional knowledge and experience.

7. Necessary organizational structure and management system.

8. Having business premises, safety precautions and other business-related facilities that meet the requirements.

9 other prudential conditions stipulated by the provincial government finance office.

Second, when applying for a company, you should apply to the Industrial and Commercial Bureau for name pre-examination. The audit opinion is: it is required to be handled according to the requirements of the Financial Office.

No, check the name first, and then go to the accounting office for approval. After approval, capital verification funds will be injected according to the registered name and registered capital of the Industrial and Commercial Bureau. After issuing the capital verification report, the accounting firm starts to apply for the business license, then handles the organization code with the business license and other materials, and then handles the tax registration certificate with the business license, organization code and other materials, and handles national tax or local tax according to its own industry. After all the procedures are completed, basic deposit account is left.

I want to make one. Where can I do it?

Hello, there are many platforms available now, and the amount is basically between 5 million and 300,000. You can apply for loans through banks and online. Compared with other loans, although the amount is low, it is very popular because of its rapid lending and flexible borrowing. As long as you choose a regular big platform, and the security of funds and information is guaranteed, you can use it with confidence.

It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. It provides users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official measurement). Have money for consumer loans. The daily interest rate is as low as 0.02%, which has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by You Huahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua Loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.