G stands for termination, which refers to any other form of account termination except settlement, such as write-off.

In the user's credit report, if the repayment status is G, it means that any other form of account is terminated except settlement. It is normal for letters to appear in credit reports. If a number appears, the number of expired users is recorded. Therefore, users need to know their own credit reports, either displaying letters or being abnormal.

In addition, if there are overdue records in the credit investigation, it must be settled as soon as possible, otherwise the overdue records will remain in the credit investigation and continue to have adverse effects.

Extended data

Intra-bank repayment

The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

Mobile phone repayment

Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!

Convenience store repayment

Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.

Can the credit report show that it has been settled? Look at it in three situations.

There will be many loans in life, not only common housing loans, but also some temporary consumer loans. Only when there are too many loans, sometimes the repayment is forgotten, or the bound automatic repayment bank card forgets to leave enough balance, resulting in overdue records on the credit report, and then repayment is made. Can the credit report show that it has been settled? Many friends still have questions in their hearts. Let's take a look.

Can the credit report show that it has been settled?

1, normal repayment, showing that it has been settled, no problem.

It may be a non-revolving loan account, and settled means that the last repayment of the loan has been settled, and the account has been closed at the same time as the settlement date.

2. The description of overdue repayment has been settled, and overdue records will still exist.

For example, record the current number of overdue periods, current overdue amount, overdue days, etc. , which has been kept for 5 years since the date of settlement of overdue debts. If you want to continue to apply for other loans in these five years, these overdue records are the biggest obstacle.

If there is no repayment, it means that it has been settled, and the arrears still need to be paid.

In this case, lending institutions and guarantee companies can cooperate. Loans overdue, the guarantee company will repay the loan first, and the corresponding credit record is also the repayment record, but it still needs to be repaid. Overdue debts will not be transferred, but the actual creditors will become third-party guarantee companies.

Therefore, only in the case of normal repayment, the credit report shows nothing. In other cases, it is either overdue or continuing to fulfill the repayment obligation, no problem.

The above is about "is it ok to show that it has been settled on the credit report?" I hope I can help you.

What does "24-month repayment status" mean?

For the lender, it is necessary to know what the "24-month repayment status" means, because it is a sign to measure the repayment progress. Today, I will take you to know about it.

I. Meaning of 24-month repayment status

The so-called 24-month repayment status refers to the monthly repayment of the cardholder within 2 years from the settlement date. However, the customer service staff of the central bank's credit information center said that the new version of the personal inquiry version of the credit information report no longer shows the work unit, but it can be inquired when the organization inquires.

Second, matters needing attention

It should be noted that the lender pays attention to "C" and "G".

For a long time, C means that the account is closed normally, that is, the account is terminated under normal circumstances;

G stands for termination, which refers to any other form of termination of accounts except settlement, such as write-off of bad debts;

The two need to be distinguished.