? The longest provident fund loan is 30 years. The longest loan period shall be calculated until the borrower is 70 years old, and the longest loan period shall not exceed 30 years. The loan period for purchasing second-hand houses also needs to be less than the remaining service life of the houses and land for more than 3 years.

? The monthly deposit base of employees is the average monthly salary of the previous year. The wages of employees are composed of hourly wages, piece-rate wages, funds, allowances, overtime wages and special wages. The maximum monthly deposit base shall not exceed 5 times the average monthly income of employees in the previous year announced by the county statistics bureau. No more than 5 times, with the actual salary as the monthly deposit base.

? According to Article 25 of the Regulations on the Management of Housing Provident Fund, if an employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.