1. Before buying a car with a loan, the borrowing teacher should apply for a pre-loan investigation;
2. The bank will conduct a pre-loan investigation on the borrowing teacher. If there are qualified teachers after the investigation, they can apply for a loan from the bank and submit the relevant materials needed for the loan;
3. Then the bank will review the materials submitted by the borrower, approve the loan amount after the material review is completed, and notify the borrowing teacher to sign the loan contract; 4. Borrow teachers to handle car mortgage procedures;
5. Banks grant teachers loans.