Automobile mortgage refers to applying for a loan from a lending institution with a borrower's or a third party's car as collateral. However, can a car with a mortgage be mortgaged? It can be obtained in two ways:

1. Apply for personal credit loan with automobile as proof of economic source.

2. Some banks have introduced the simplest loan method for auto lenders-monthly loan. As long as you can provide valid identification, car loans and other related documents that have been repaid normally for more than one year, you can apply, and the maximum loan amount is 36 times the monthly payment.

If you can't apply for mortgage, you need a registration certificate to apply for mortgage registration. The car registration certificate under mortgage has been mortgaged in the bank. If you want to mortgage again, you need to pay back the bank's money first, take out the registration certificate, and then mortgage, but this is generally not recommended. If your car registration price is more than 654.38+0.5 million, and your mortgage is more than one year, you can apply for a monthly car loan in Xin 'an, a subsidiary of the local Ping An Group, and the monthly loan can be 36 times.

Automobile mortgage's application conditions

1. At least 18 years old, with full capacity for civil conduct;

2. China citizens who have a fixed residence in China and have lived and worked in China for a long time and have the ownership of local mortgaged vehicles;

3 have a stable job and economic income, and can guarantee the repayment of loan principal and interest on schedule;

4. Personal credit is good, and there are no bad credit records such as overdue and cashing in the credit report.