At present, loan to buy a car has become the main way for most people to buy a car. The specific car loan processing process is as follows: 1. There are many application materials needed to fill in the bank loan application, such as personal valid documents, household registration certificates, income certificates, car purchase down payment, etc. 2. The bank will judge whether you have the conditions to buy a car with a loan after reviewing the application materials. If the contract is approved, you can sign a contract to get a loan. 4. The issuing bank directly transfers the money to the 4s shop account of the car purchase to complete the car loan. Problems needing attention in automobile loan: 1. The target population is adults who are over 18 years old and have repayment ability, but cannot exceed 60 years old. 2. Loan amount Generally speaking, according to the nature of the vehicle, the loan amount generally cannot exceed 60% to 80% of the vehicle price. 3. The loan time is the same as above. Depending on the nature of the vehicle, the loan period is limited to three or five years. 4. Guarantee problem Bank loans need to be guaranteed. Generally, vehicles or houses need to be mortgaged, and you can also find a guarantee institution to guarantee. Million car purchase subsidy

Second, my car loan has been repaid. How can I go through the decompression procedures?

After the car loan is paid off, you can rely on the owner of the motor vehicle and the receipt certificate; Motor vehicle ownership, mortgage contract and other materials shall be registered at the vehicle management office where the vehicle is mortgaged.

Dmv shall review the submitted certificates and vouchers within one day from the date of acceptance, including the content and date of the exercise.

Automobile loan notes:

When you buy a car with a loan, you must have the following important information: loan amount (key points, you must read it, important things are said three times), monthly payment, number of installments, interest rate (many people don't understand it, but you need to be able to calculate the general ledger), down payment and so on.

Third, how to apply for a loan to buy a car?

1. At present, car loans are basically credit card purchases, which means you have to apply for a credit card to apply for a car loan.

2. If you don't have a job, it is difficult to apply for a car loan, because the key to applying for a car loan is whether you have a stable income and repayment ability.

3. Car loans are secured by the car you bought, not the real estate, but generally you need to apply for real estate as a guarantee | (that is, as proof of your personal assets)

You can use your parents' house as collateral.

The loan interest of all banks is different. Some banks have different installment fees according to the models you buy.

For more information about auto loans, please visit Aigou Finance Network, and customers in Suzhou can also apply for auto loans online:

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