According to the relevant provisions of Yancheng Housing Provident Fund Loan Service Guide, the borrower shall provide the following original materials when applying for a loan:

1. ID card, housing provident fund card, marriage certificate or household registration book of the borrowing couple? (Only one of them can prove the relationship between husband and wife); At that time, demobilized cadres and veterans provided valid certificates for demobilization or retirement.

2.① The purchase of ordinary self-occupied housing must have a purchase contract or agreement verified by the housing management department;

(2) to build ordinary self-occupied housing, it is necessary to have a construction land planning permit and a construction permit;

(3) The renovation and overhaul of ordinary self-occupied houses must have the house ownership certificate, the state-owned land use certificate and the approval documents of the planning and management department.

3.① If you buy ordinary self-occupied housing, you must have a down payment invoice that is not lower than the specified proportion of the house price; Construction, renovation and overhaul of ordinary self-occupied housing must have its own funds not less than the proportion stipulated in the budget;

(2) Provide deed tax invoices for purchasing second-hand houses. (Buy a second-hand house, choose the transaction fund custody, and provide the stock house transaction fund custody agreement and the stock house transaction fund custody deposit certificate).

4. Guarantee materials:

(1) If the existing house is mortgaged, the Property Ownership Certificate, the State-owned Land Use Certificate, the ID card of the owner (mortgagor) of the mortgaged house, the household registration book of the mortgaged house or the marriage certificate shall be provided;

(2) Where the securities are pledged, the securities and freezing procedures and the identity card of the holder of the securities shall be provided.

(3) If the provident fund is used as pledge, a pledge letter agreed by the pledgor and the pledgor's ID card shall be provided;

(4) the guarantee company guarantees that the guarantee company needs to provide guarantee;

⑤ If the house is mortgaged and the developer guarantees by installments, it is necessary to provide a letter of guarantee issued by the real estate developer who signed a cooperation agreement with the center;

6. Buy second-hand houses, choose transaction fund custody, and provide a letter of guarantee issued by Anju Real Estate Guarantee Company;

⑦ If there is a third party guarantee, provide a letter of guarantee and a guarantor's ID card.

Extended data:

Take Yancheng as an example, housing provident fund loans do not require academic qualifications.

Only the borrower is required to open an account for half a year and pay the housing provident fund on time, in full and continuously for more than 6 months (excluding demobilized cadres and veterans in that year); It has full capacity for civil conduct, good credit and the ability to repay the principal and interest of the loan, and the guarantee method is approved by the center;

There are legal and valid contracts or other approval materials for the purchase, construction, renovation and overhaul of ordinary self-occupied houses within the administrative area of this Municipality. The main structure of the purchased house has been capped; There are no outstanding housing provident fund loans. Families who have used housing provident fund loans (themselves, spouses and unmarried children) have suspended the housing provident fund loans (the depositors in Funing County still purchase houses in Funing County according to the original regulations).

Non-employees of this unit, in the form of affiliation or remittance, are actually part of the unit and individual provident fund paid by the depositor himself, and cannot apply for provident fund loans. If the housing purchased by the borrower has outstanding provident fund loans, the application for provident fund loans will not be accepted for the time being.

Yancheng Housing Provident Fund Management Center-Yancheng Housing Provident Fund Loan Service Guide