Two mortgage of individual housing refers to the borrower's application to the bank for personal consumption or business after obtaining the commercial loan of individual housing (first-hand housing and second-hand housing) from the bank or the "no-transaction-to-mortgage" loan from the individual housing mortgage loan, within the difference between the collateral value of the individual housing mortgage loan and the original loan balance.

Materials required for application

1. loan application form;

2. Proof of identity, marriage and repayment ability;

3. Housing sales contract (pre-sale contract) and original invoice;

4. The "Real Estate Appraisal Report" issued by the housing appraisal institution recognized by the bank;

5. The original loan contract, mortgage contract and other documents signed by the borrower and the bank;

6. The original real estate mortgage loan repayment list and the latest three repayment orders;

7. Provide proof of the purpose of the loan;

8. Proof of real estate rights of mortgaged property, and proof that the person who has the right to dispose of it agrees to mortgage;

9. Other supporting documents or materials required by the lender.

Hope to adopt. Thank you.