1. There are many policies at present. If you don't work in Wuhan, you can't get a loan to buy a house in Wuhan, but now there are regulations that you can get a loan in the 8+ 1 city circle.

2. To apply for commercial loans, you must bring your ID card, household registration book, bank account number, income certificate and marriage certificate (marriage certificate or single certificate).

If you have a house in your hometown, it will be considered as a second suite or a third suite. The interest rate of the second suite goes up 10%, and the third suite cannot be loaned again.

4. The down payment for the second suite is at least 50%, and the third suite should be paid in full.

I hope the above answers can help you.