First of all, China Construction Bank, as one of the four state-owned holding banks, is a large banking group with branches all over the country. Due to different policies and forms of cooperation between car dealers, it is normal for different branches to have different car loan interest rates. Secondly, China Construction Bank has launched many auto loan products. In addition to traditional bank loans and mortgage loans, credit card installment car purchase service was also introduced, and the interest rate of auto loans was further reduced. It is understood that the current CCB car loan interest rate is about 5%- 10% higher than the benchmark interest rate, which means that the 2-3 year CCB car loan interest rate is roughly 6.7%. If the car buyer chooses CCB Longka car purchase business by stages, the corresponding 12 service fee is 3.6%, and the 24 service fee is 7.2%.
2. How much is the monthly interest of CCB Longka?
Deposit interest is calculated according to your deposit amount, deposit time and interest rate. Longka deposit is an ordinary demand deposit, and the annual interest rate stipulated by the state is 0. 72%
3. What is the handling fee for CCB Longka credit card car purchase installment 0 interest 0?
Take FAW-Volkswagen as an example. Before the end of June, we successfully purchased brand-new Jetta, Bora, Sagitar, Magotan and CC models through the designated dealers of CCB, and we can enjoy the ultra-low procedures of 18 installment with 0 interest and 0 handling fee and 36 installment with 0 interest of 6.5%.
Buying a car by credit card installment is a credit card payment method in which a bank applies for part of the car purchase amount in advance, repays it monthly within the agreed time limit, and pays a certain handling fee according to the regulations of the issuing bank. In this way, you need to pay a certain proportion and repay it in equal installments every month. Banks have different maturities, some of which are up to 3 years. Generally, you don't have to pay. Some banks have to pay in one lump sum, and some can choose to pay in installments.
4. What is the interest rate of China Construction Bank?
It is understood that the current CCB car loan interest rate is about 5%- 10% higher than the benchmark interest rate, which means that the 2-3 year CCB car loan interest rate is roughly 6.7%. If the car buyer chooses CCB Longka car purchase business by stages, the corresponding 12 service fee is 3.6%, and the 24 service fee is 7.2%.
First of all, China Construction Bank, as one of the four state-owned holding banks, is a large banking group with branches all over the country. Due to different policies and forms of cooperation between car dealers, it is normal for different branches to have different car loan interest rates. Secondly, China Construction Bank has launched many auto loan products. In addition to traditional bank loans and mortgage loans, credit card installment car purchase service was also introduced, and the interest rate of auto loans was further reduced.