There are few people in Shenzhen Longhua Jianbu Bank during off-peak hours. There are fewer people during off-peak hours in the morning and afternoon, such as the first hour after opening in the morning or the last hour before closing in the afternoon. When there are relatively few people, the waiting time is shorter. At the same time, it is necessary to avoid handling business at the peak of the bank, such as the beginning of the month, the end of the month, and the date of salary payment. During these periods, there are more people in the bank. China Construction Bank is one of the four state-owned commercial banks in China. Established in 1954, it is the largest real estate loan provider and the second largest commercial bank in China, with its headquarters in Beijing.