1. The loan applicant must be at least 18 years old, have full capacity for civil conduct and be able to bear corresponding legal responsibilities;

2. The loan applicant has good credit information and no bad credit record;

3. The loan applicant must have a fixed residence in China, or a fixed residence (or valid residence certificate) in a local town, or a fixed business place;

4. The loan applicant must have a fixed job and a stable economic income, and have the ability to repay on schedule;

5. Need collateral or guarantor.

Shanghai Bank Co., Ltd. (hereinafter referred to as "Shanghai Bank") was established on February 29th, and 1995 65438+ is headquartered in Shanghai, China. It is a listed company on the main board of Shanghai Stock Exchange with stock code 60 1229.

With the strategic vision of "boutique bank" and the core values of "honesty first, honesty first", Shanghai Bank has made great efforts to cultivate and shape its business characteristics in the fields of small and medium-sized enterprises, wealth management and pension finance, financial markets, cross-border finance and online finance in recent years, and continuously enhanced its sustainable development capability.

Bank of Shanghai has established branches in Shanghai, Beijing, Shenzhen, Tianjin, Chengdu, Ningbo, Nanjing, Hangzhou, Suzhou, Wuxi, Shaoxing, Nantong, Changzhou and Yancheng, forming the layout framework of the Yangtze River Delta, Bohai Rim, Pearl River Delta and key cities in the central and western regions.

Initiated the establishment of four village banks, including Bank of Shanghai Fund Management Co., Ltd. and Bank of Shanghai (Hong Kong) Co., Ltd., and was approved to establish consumer finance companies, and established correspondent bank relations with nearly 1500 domestic and foreign banks and their branches in more than 20 countries and regions around the world.

Since its establishment, the market influence of Shanghai Bank has been continuously improved. By the end of 20 16, the total assets were1755.3 billion yuan, a year-on-year increase of 2 1%. The net profit was 65.438+0.43 billion yuan, a year-on-year increase of 65.438+00%.

In the ranking of "Global 1000 Banks" published by Banker magazine in 20 17, Shanghai Bank ranked 85th in tier 1 capital and 89th in total assets respectively. It has been rated as "the best city retail bank in China" by Asian Banker magazine for many times.

Shanghai Bank was established on February 29th, 1995, 1995. It is a new joint-stock commercial bank composed of Shanghai state-owned shares, Chinese legal person shares, foreign shares and many individual shares. The management system of "one-level legal person and two-level operation" is implemented, and the headquarters is located in Lujiazui Financial and Trade Zone, Shanghai.

The characteristics of Shanghai Bank are to serve the local economy, small and medium-sized enterprises and citizens. With the service concept of "growing with heart", we have achieved good social and economic benefits through steady operation and standardized management. It is one of the most dynamic commercial banks in China banking system.