Loan to buy a car, certificate mortgaged to the bank, can't get it out. You can't get a license without a certificate. Consumers can let dealers or 4S stores handle licensing matters. After you get the card, you can go to the vehicle management office for the record and get the invoice.

The certificate of approval is another important certificate of the car, and it is also a necessary certificate when the car comes to the door. Only a certified car can meet the requirements of the state on the quality of motor vehicle equipment and related standards.

The motor vehicle certificate shall be handed over to the tax authorities when paying the purchase tax. After getting a good license, the vehicle title certificate is mortgaged to the loan bank, but the car purchase invoice is to prove the legal source of your vehicle, so you must keep it yourself. You can ask 4S to give it back to you.

"Automobile Certificate" is the factory certificate of motor vehicle, which is a document printed by motor vehicle manufacturers and distributed with the vehicle, indicating the vehicle type, test data and configuration information. For car buyers, the automobile certificate is one of the legal documents that must be submitted when handling the registration and licensing of motor vehicles. Without the certificate, the owner cannot license a new car.

Matters needing attention in buying a car with a loan:

1. Read the contract carefully before signing.

When buying a car with a loan, you must read the contract carefully before signing it.

2. Loan term and automobile insurance constraints

If you buy a car with a loan, the auto insurance will be linked to the 4S store, because the car does not belong to an individual until the loan is paid off. In order to reduce risks, banks or financial companies will buy some auto insurance as loan conditions.

3. Repay the loan on time

To repay the car loan on time, overdue will have a bad influence on credit.

Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. Loan to buy a car refers to the loan issued by the lender to the borrower who applies for buying a car.

In fact, it is to borrow money from financial institutions to buy a car. However, financial institutions require car buyers to pay a certain percentage of down payment and provide proof of repayment ability. They have no bad credit record and must meet the requirements of financial institutions before they can apply for a loan to buy a car.

To apply for a car loan, you must buy a limited range of cars at a special dealer recognized by the bank and apply for a car loan.