I. Staging
Installment payment is a shopping center for installment payment, which supports cash loans. You can apply for sesame score above 600 points, with a maximum amount of 6,543,800 yuan. Cash loans by installment can only be divided into six monthly installments.
Installment payment has no interest, only a handling fee, and the charging standard of the handling fee is still very high. After the series of small financial tests, the subsequent handling fee 15 yuan multiplied by 500 yuan is converted into a monthly interest rate of 3%, and the annual interest rate reaches 36%.
Second, recruiting prospective loans.
The expected loan for recruitment is up to 200,000 yuan, which can be recovered within 3 years. The borrower can repay the loan in three installments, six installments and 12 installments, with sesame score above 600 points.
It should be noted that the daily interest rate of Zhaolian Good Term Loan is 0.065%, but the actual expenditure includes interest and platform service fee. The platform service fee is levied at 1% of the loan amount, that is, the loan 10 yuan needs to pay the platform service fee 1000 yuan.
Third, Guangfa has American finance.
Guangfa American Finance is a loan platform jointly sold by Alipay and Guangfa Bank, with a maximum amount of 200,000, and sesame scores above 700 can be applied, with a minimum daily interest rate of 0.03%.
Fourth, China Post Consumer Finance
The loan amount of postal savings loan of China Post Consumer Finance is 50,000 yuan, with sesame score above 620, with the highest score of 24 installments and the lowest daily interest rate of 0.039%. You mailed the loan without checking the receipt, and reported it to the central bank for the record after the next payment.
Note: Be cautious in lending. The interest rate of the above loan products is actually very high. You should think carefully when applying for a loan. Proceed from your own actual situation and don't borrow blindly. Otherwise, it will easily cause great repayment pressure and affect your normal life.
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