It should be OK
1. To apply for a housing provident fund loan, the lender must submit a written application to the bank, fill in the housing provident fund loan application form and truthfully provide the following information:
(1) Proof of housing provident fund payment of the applicant and his/her spouse;
(2) Identity certificate of the applicant and his or her spouse (referring to resident ID card, permanent residence booklet and other valid residence documents), and documents proving marital status ;
(3) Proof of stable family economic income and other proofs of claims and debts that have an impact on repayment ability;
(4) Valid supporting documents such as contracts and agreements for purchasing a house;
(5) Collateral used for security, list of pledges, certificate of ownership, proof of the consent of the person with the right to dispose of the mortgage or pledge, and collateral valuation certificate issued by the relevant department;
< p>(6) Other information required by the Provident Fund Center.2. For loan applications with complete information, the bank will promptly accept and review them and submit them to the Provident Fund Center in a timely manner.
3. The Provident Fund Center is responsible for approving loans and notifying the bank of the approval results in a timely manner.
4. The bank will notify the applicant to handle the loan procedures based on the approval results of the Provident Fund Center. The borrower and his wife will sign a loan contract and related contracts or agreements with the bank, and submit the loan contract and other procedures to the Provident Fund Center for review. , the provident fund center will allocate the entrusted loan fund after approval, and the entrusted bank will issue the loan in full and on time according to the loan contract.
5. If the guarantee is in the form of a housing mortgage, the borrower must go to the housing property rights management department in the area where the house is located to handle the real estate mortgage registration procedures. If the mortgage contract or agreement is signed by both husband and wife, and the mortgage is pledged with securities, The borrower will hand over the securities to the management department or alliance center for safekeeping.