Intentional loan platform. Intentional loan refers to the intentional loan of APP, which is a mobile phone loan software specially designed for customer service with insufficient funds, so intentional loan is the intentional loan of the loan platform. Loan means that banks, credit cooperatives and other institutions issue loans to units or individuals who use money, and agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.