First, the decoration credit card installment application conditions
1, local resident population.
2. Age limit 18-55 years old.
3. Have a stable professional income and the ability to repay the principal and interest in installments.
4. It must be the owner of the real estate license or * * *, and provide the house purchase contract or house book certified by the housing management department.
5. Good credit, no bad credit record, and no overdue, over-limit, fraud, freezing, write-off and other conditions in the account status of the same name.
Second, the decoration of credit card installment application materials
1, copy of ID card;
2. A copy of the registered house purchase contract or household registration book;
3. Financial documents (proof of income, bank flow, etc.). );
4. China bank credit card (if not, you can apply to the alliance merchants on the spot)
5. After the installment quota is successfully upgraded, customers can use it in designated stores. China Bank E-Home Link has established a perfect merchant system in Tangshan to provide customers with high-quality trading places.
Third, the decoration of credit cards is reviewed by banks in stages.
Credit card installment means that the cardholder can apply to the bank for preliminary examination after purchasing a new house and before getting married, and when the house needs to be renovated, regardless of whether the house has a loan or not and whether the loan has been paid off. If he passes the preliminary examination, he can sign a contract with a merchant who has a cooperative relationship with the bank, and the bank will conduct the final examination according to renovation contract.
On the designated date approved by the bank, you need to swipe your card on the POS machine in stages according to the requirements of the applicant bank.
The above is how to handle the installment payment of decoration credit card. Introduction of credit card installment application process.