If the cash loan is overdue for 3 years, it must be paid off in time. The cash loan is overdue for 3 years and has been submitted to the Credit Bureau. If you can't find the entrance for repayment, users need to contact the loan platform directly and ask about the specific repayment method. The above is what to do if the cash loan is overdue for 3 years.

Consequences of overdue

1, high fines and liquidated damages: after loans overdue, not only interest and principal should be returned, but also high penalty interest and liquidated damages should be paid;

2. Leave a personal credit stain: the credit report will leave an overdue record, and even if it is returned, the overdue record will be kept for 5 years. Overdue records will affect almost all subsequent financial activities;

3. Receiving SMS and phone call for collection: the lending institution will send SMS and phone call for collection of overdue funds, inform the borrower of the adverse consequences of overdue, and order the borrower to return overdue principal and interest within a time limit;

4. If the loan is overdue for a long time and the amount is large, the borrower may be sued by financial institutions. After accepting the lawsuit, the court may seal up the borrower's assets.

This article is mainly about the knowledge of how to do cash loans overdue for 3 years, and the content is for reference only.