The amount of interest is related to the loan method, repayment method, loan amount, loan term and loan interest rate.

Let's take a commercial loan as an example. The loan is 500,000 yuan, the loan term is 30 years, the loan interest rate is 4.9%, and the principal and interest are repaid in equal amount. The 30-year interest on the mortgage is 455,300 yuan.

II. Calculation formula for 30-year interest of 1 10,000 mortgage loan

/kloc-how much is the 30-year interest on a house loan of 0/10,000? Monthly repayment: 5307.27 yuan; If the loan principal is 654.38+0 million; Duration: 30 years; According to the benchmark annual interest rate of the People's Bank of China for loans over five years: 4.90% (unchanged), the repayment method of equal principal and interest is adopted. Total repayment:19 106 16. 19, total interest: 910616.19. When the benchmark annual interest rate of loans changes, such as commercial loans, the benchmark annual interest rate is 5.90%, and the algorithm becomes: 1, with equal principal and interest repayment; Total loan: 65,438+0,000,000.00 yuan; Number of repayment months; 360 months; Monthly repayment: 593 1.37 yuan; Total interest paid: 1, 135, 29 1.42 yuan; Total principal and interest: 2 13529 1.42 yuan. 2. average capital repayment method: total loan: 65,438+0,000,000.00 yuan; Number of repayment months: 360 months; First month repayment: 7694.44 yuan; Decreasing month by month: 13.66 yuan; A total of 887,458.33 yuan of interest was paid; Total principal and interest: 1, 887,458.33 yuan. /kloc-how much is the 30-year interest on a house loan of 0/10,000? What if I can't get a house loan? What if I can't get a house loan? 1. Verify the reasons for the loan failure. The bank didn't hear about the loan. There must be staff communication. Ask the specific reason. If it is material, I will make it up as soon as possible. If it is personal credit and repayment ability evaluation, it will be more troublesome. You need to try another bank. 2. The negotiation with the seller on the loan cannot be tried, which means that the seller can't receive the house payment, and the whole house sales contract can't be traded normally, which constitutes a breach of contract. Therefore, we should negotiate with each other as much as possible, strive for each other's cooperation, and wait patiently for problems. 3. Sometimes, due to geographical or bank restrictions, the approval and evaluation criteria for user loan information are inconsistent. Therefore, we can try to change several loan banks to handle the mortgage and pay the seller the house payment correctly within the original agreed time limit. 4. If the mortgage loan with other fixed assets can't be approved, you can also use your other assets as collateral to apply for a loan, and then use that part to buy a house by yourself. This requires the seller to communicate with the loan bank about the specific payment period, because the bank's loan is directly given to the landlord without going through the purchase account. 5, cash replenishment If there is no other way and you don't want to give up the house you want to buy, and you don't want to pay liquidated damages, the best way is to borrow money from relatives and friends and make up part of the bank loan to the landlord, so that the landlord's house payment is faster than the bank loan. Generally speaking, there is no doubt. If you want to apply for a loan, you should pay attention to choosing the right lending institution and the specific handling process to ensure that you can get the loan smoothly. The above is about "1 10,000". How much is the 30-year interest on the house loan? What if I can't get a house loan? " Relevant introduction, when you apply for a loan, you should pay attention to planning your life reasonably to ensure the smooth progress of the loan.

Three. /kloc-what is the 30-year interest on a mortgage of 0/10,000 yuan?

/kloc-30-year interest calculation of 0/10,000 mortgage

1. Under the repayment method of average capital:

1, monthly repayment principal = 1000000/360 months =2777.78 yuan;

2. The first month. 781000000.40833% = 6861.1yuan;

3, the second month is 78( 1000000- the first month has paid 833%=6849.77 yuan;

According to this calculation and so on, the total return is 4 1.67 yuan, of which the loan principal is 654,380+0,000, and the total interest is 7 yuan.

2. Equal principal and interest

1, monthly payment =1000000.40833%1.40833% 33% 360-1) = 5307.27 yuan,

2. Total repayment amount =1910616.19 yuan, and interest * * * is 9 106 16.65438 yuan.

4. How to calculate the monthly payment for 30 years 1 10,000, and the interest rate is 6. 15%?

The monthly payment is 6092.28 yuan.

The total interest is 1 19322 1 yuan.