Yes, there are three main ways to withdraw the provident fund to repay the loan. First, the borrower can use the provident fund of himself and his spouse to repay all the loan principal and interest in one lump sum; Two, choose the "months in advance" loan, that is, the loan bank reduces the monthly repayment amount month by month, and the borrower can suspend the repayment during the "months in advance" period. However, the next month after the write-off, the borrower still needs to continue to repay according to the original loan contract.

In addition to the above two ways, the borrower can also choose the third way-to repay part of the loan. In this way, after the borrower repays the provident fund loan once a year, the borrower recalculates the monthly repayment amount or repayment period according to the remaining loan principal and term. The borrower can choose "the loan term is unchanged and the monthly repayment amount is reduced". That is, after repaying part of the loan principal, the loan interest rate and repayment times remain unchanged, and the monthly repayment amount is recalculated; You can also choose "the loan term is shortened and the monthly repayment amount remains unchanged". That is, after returning part of the loan principal, the loan interest rate remains unchanged and the repayment times are reduced, and the loan term is recalculated.