No, the bank has a special loan for automobile consumption. You can get a loan by paying the down payment as required, because the new car you bought is mortgaged to the bank.

Because I need a loan to buy a car in Suzhou, the bank asked me to show the water, electricity and water bills for these months, but my list was thrown away. Can I reissue it?

Take your bank card to the outlet and make another copy.

Third, is it necessary to have a bank memorandum to buy a car with a loan now?

need

Information required for loan to buy a car:

1, personal loan application;

2. Personal valid identity documents. Including identity cards, household registration books, military officers' cards, passports, and travel passes for compatriots from Hong Kong, Macao and Taiwan. If the borrower is married, the identity certificate of the spouse shall be provided;

3. Household registration certificate or long-term residence certificate;

4, personal income certificate, provide proof of family income or property when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6. Loan to buy a car down payment certificate;

7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.

Extended data:

According to the automobile loan management measures:

Article 6 The loan term of auto loans (including extension) shall not exceed 5 years, among which the loan term of used car loans (including extension) shall not exceed 3 years, and the loan term of dealer auto loans shall not exceed 1 year.

Article 11 A lender shall establish a borrower's credit file. The borrower's credit file shall include the following contents:

(1) The name, address, valid identification and contact information of the borrower;

(2) Proof of the borrower's income level and credit status;

(three) the purchase agreement, car model, engine number, frame number, price and purpose of the purchased car;

(4) The amount, term, interest rate, repayment method and guarantee of the loan;

(5) loan collection records;

(six) other information needed to prevent loan risks.

Article 12 When granting personal commercial vehicle loans, the lender shall, in addition to the contents specified in Article 11 of these Measures, add the annual inspection of commercial vehicle operation qualification certificate, commercial vehicle depreciation and insurance information to the borrower's credit file.

4. I want to borrow money to buy a car, but what if there is no bank running water?

hello

You can borrow money to buy a car without running water in the bank. Just deposit 5000 yuan in the bank that needs to apply for a loan, and then you can borrow money to buy a car.

hope this helps