Many friends have no loan experience. When they get a loan for the first time, they always feel uneasy, especially when they face a trial. Many friends ask, what should I ask for face-to-face loan review? Answer this question right here.

What should I ask for face-to-face loan review?

1. Basic information of the borrower, such as age, marital status, residence, education level, etc.

2. Whether there are personal bad hobbies or criminal records, such as gambling, alcoholism, fighting, etc. ;

3, family income, property, whether there is debt now, what is the amount of debt;

4. The loan interview also asked what the loan was for, whether it was for buying a house or a car, daily consumption or production and operation;

5. If it is a secured loan, it will also ask whether it can provide a real and effective guarantee;

6 years of work, work experience, current work unit and position of the borrower.

Matters needing attention in loan face-to-face signing

1. When answering questions, try not to make false statements or conceal them. If it is something that has a significant impact on the loan, it must be explained to prevent unnecessary troubles in the future;

2. Be sure to relax and have a nervous expression when answering questions. The hesitation of the answer will make the bank staff suspect that there is something wrong with our information;

3. When answering the purpose of the loan, you can answer it according to the actual situation, but you must not say that it is used to invest in stock trading, otherwise you will definitely fail the loan interview;