No, you can apply for automobile mortgage directly according to the following procedures:
1. The customer chooses the car at the bank's special dealer and signs the car purchase agreement or contract;
2. The borrower applies to the loan bank for personal automobile mortgage;
3. Sign the contract with the consent of the investigation;
4. Go through the formalities of notarization and mortgage of automobiles;
5. Lenders (banks) handle loans;
6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.
Second, why can't I get a loan to buy a car in advance?
Because you need a loan to get the car, because the money has not been paid to the car seller.
3. Can I fill in the car loan application in advance?
You can fill it out in advance and use it directly when you buy a car.
Fourth, why can't I pick up the car immediately after paying the down payment?
Because under normal circumstances, there is no car in their shop, so you have to wait for a long time. Under normal circumstances, it is estimated that it will take more than half a month. You can choose to go to a detective to buy a car and watch it for three or five days for you to pick it up.