First, ask your relatives and friends for help as a guarantee.

Second, there is a special guarantee institution, asking them to help guarantee, but they have to pay a certain fee.

Legal basis: Article 241 of the Civil Law of People's Republic of China (PRC), the owner has the right to establish usufructuary right and security right on his own real or movable property. When exercising their rights, the usufructuary right holder and the security right holder shall not harm the rights and interests of the owner.